Retirement Pension Calculation

1. Basic Requirements

• Establishment of right: Minimum number of stamps 4,500 (15 years of insurance)
• Age limits: 62 years for reduced pension, 67 years for full pension
• Full pension: Requires 12,000 stamps (40 years of insurance)

2. Calculation Method

The replacement rate increases with years of insurance, with a maximum of 50% for 40 years of insurance.

3. Retirement Scenarios

• Age 62 scenario: Pension calculation with retirement at age 62
• Age 67 scenario: Pension calculation with retirement at age 67
• In both scenarios, additional stamps until retirement age are taken into account

4. Deductions

• Health Contribution: 6% on gross amount
• Tax: Calculated based on tax brackets
• Total deductions: Approximately 6-10% on gross pension

5. Special Cases

6. Important Notes

• All amounts are rounded to 2 decimals
• The retirement application is submitted electronically through the e-EFKA platform
• Total years of insurance are calculated with 300 stamps per year
• The pension amount is adjusted annually based on GDP change and the Consumer Price Index